Resilient businesses are built on sound numbers.
Tardigrades Inc is the finance partner for Maldivian SMEs — running your accounts department, tax, incorporation and insolvency work so you can focus on running your business.
Everything your business needs, under one roof.
From the day you register to the day you scale — or the day you need to restructure — we provide practical, qualified support tailored to small and medium businesses in the Maldives.
Outsourced Accounts Department
Hand over your entire accounts function — daily records, reconciliations, payables, compliance deadlines and admin — to a qualified team for less than the cost of one hire.
Explore serviceOutsourced HR Department
Hand over your human resources function — hiring, contracts, payroll, pension, leave records, foreign worker permits and staff matters — to a team that keeps you compliant with Maldivian employment rules.
Explore serviceOutsourced Administration Department
Licences, renewals, government portals, letters, records, procurement and company paperwork — we run your administration department so nothing expires, gets lost or is forgotten.
Explore serviceBusiness Incorporation
From choosing the right structure to your registration certificate, TIN, permits and a BML or MIB business bank account — we set your business up properly from day one.
Explore serviceBusiness Bank Account Opening
Already registered but still banking personally? We prepare every form and document and open a BML or MIB business account for your company, partnership or sole proprietorship.
Explore serviceForeign Investment Registration
Investing in the Maldives from overseas? We guide you through approval, company registration and your Foreign Investment Licence under the new Foreign Investment Act.
Explore serviceTaxation
Accurate, on-time MIRA filings for GST, income tax and withholding tax — plus practical planning that keeps more of your profit working for you.
Explore serviceInsolvency & Restructuring
When cash runs tight, early, honest advice changes outcomes. We help owners stabilise, restructure or close a business responsibly.
Explore serviceAccounting & Bookkeeping
Clean books, timely management accounts and year-end financial statements — the foundation of every good business decision.
Explore serviceSDFC / SME Digital Financing
Applying for SME Digital (formerly SDFC) financing? We help you pick the right product, prepare a strong business plan and documents, and submit through the portal.
Explore serviceBusiness Support & Advisory
A finance partner on call — compliance calendars, business plans, loan-ready projections and practical advice as you grow.
Explore serviceYour whole accounts team, without the hiring.
Hand over daily records, reconciliations, supplier payments, compliance deadlines and admin to a team led by an ACCA-trained accountant — for one fixed monthly fee.
- Daily sales, purchase & expense records
- Bank, payment gateway & sales reconciliations
- Supplier invoices & payment schedules
- Monthly financial reporting
- Tax, statutory & licence renewal calendar
- Audit & tax filing documentation
- Liaison with auditors, suppliers & authorities
Named after the most resilient creature on Earth.
Tardigrades survive freezing cold, boiling heat, crushing pressure and even the vacuum of space. We want the same for your business.
Resilience isn't luck. It comes from clean records, timely compliance and honest advice — especially when conditions get rough. That's the work we do every day.
Our storyProfessional standards, personal service.
You work directly with an ACCA-trained accountant and MBA who knows your business — not a call centre or a rotating junior.
Right the first time
Every filing is prepared carefully and reviewed against current Maldivian rules, so you avoid fines, rework and stress.
Plain-language advice
No jargon. We explain what your numbers mean and what to do next, in terms that make sense to business owners.
Honest & confidential
Straight answers — even when the news isn't easy — and strict confidentiality for everything you share with us.
Getting started is simple.
Four clear steps from first conversation to a long-term partnership.
Consultation
We listen first — your business, your goals and what's keeping you up at night.
Clear proposal
A written scope and a fixed, transparent fee. No surprises, no hidden extras.
We do the work
Filings, books and paperwork handled accurately, with you kept informed at every step.
Ongoing partnership
Deadlines tracked, questions answered and advice on call as your business grows.
Questions, answered.
What kinds of businesses do you work with?
We work with small and medium-sized enterprises across the Maldives — from new founders registering their first business to established companies in retail, tourism, construction, trading and professional services.
Do you work with businesses outside Malé?
Yes. We serve clients across the atolls. Most of our work can be done remotely through secure document sharing, email, phone and WhatsApp, with in-person meetings arranged when needed.
How are your fees structured?
We quote a fixed fee for one-off projects such as registrations, and a predictable monthly fee for ongoing bookkeeping, tax and advisory work. You will always receive a written quote before any work starts.
Can we outsource our whole accounts department to you?
Yes. Our Outsourced Accounts Department service covers daily bookkeeping, bank and payment gateway reconciliations, supplier payments, monthly reporting, compliance and licence-renewal calendars, audit and tax preparation, and admin support — for one fixed monthly fee.
How do we get started?
Contact us by email, phone or WhatsApp. We will discuss your needs and send you a clear quote before any work begins.
Let's build something that lasts.
Book a consultation. Tell us where your business is today and we'll show you how we can help.